AI that does the work,
not just assists with it.
Most AI tools in this space summarize things. Our agents act. They answer calls, working queues, tracing assets, enforcing compliance, and generating reports. Sold on top of the platform, per module, at a fraction of the human cost they replace.
Voice Agents
The biggest immediate opportunity for labor displacement. Agents that handle real conversations, inbound and outbound, compliantly and at scale.
Inbound Payment Agent
Handles 100% of inbound calls including payment intake, payment plan setup, balance inquiries, and dispute intake. 24/7, no hold times, consistent and compliant every time.
Outbound Collection Agent
Works accounts on a priority queue, negotiates payment plans, escalates only warm and engaged debtors to human collectors. Reg F call counting enforced automatically.
Right Party Contact Agent
Verifies identity and confirms the right debtor before any substantive conversation begins, eliminating a significant class of FDCPA exposure at scale.
Intelligence Agents
Skip tracing, persona building, and portfolio prioritization, all running overnight while your team sleeps.
Skip Trace Agent
Nightly run against public property records, court filings, vessel registrations, credit headers, and social signals. Assets surface without a single collector playing investigator.
Persona & Capacity Agent
Scores each debtor's ability and likelihood to pay. Surfaces "pay now" triggers like new employment, property sale, or a credit inquiry, so your team hits the right accounts at the right moment.
Portfolio Prioritization Agent
Dynamically reranks every collector's daily queue by collectability score, statute of limitations proximity, and contact history. The best accounts surface first, every morning.
Payment Prediction Agent
Predicts the optimal channel, contact time, and settlement offer for each account so every touch is calibrated rather than random.
Compliance & Risk Agents
Turn regulatory liability from a constant threat into a solved problem. These agents catch violations before they happen.
Compliance Guardian Agent
Real-time Reg F enforcement, dispute timeline tracking, validation letter generation. Flags violations before they become liabilities.
Audit Trail Agent
Generates verifiable, timestamped action logs for any client reporting obligation including Medicare Cost Reports, FDCPA dispute timelines, and more. The compliance failure that costs six figures becomes structurally impossible.
Dispute Resolution Agent
Auto-processes consumer disputes, generates compliant responses within required timelines, tracks every open item with automatic escalation.
Operational Agents
Eliminate the back-office work that doesn't require a human being.
Legal Referral Agent
Identifies accounts that have exhausted collection attempts and meet the profile for legal action. Surfaces them automatically for attorney hand-off.
Client Reporting Agent
Generates customized client-facing reports in any required format on any required schedule. No more manual builds to retain a contract.
Fraud & Anomaly Agent
Audits disbursements and payment patterns for anomalies. Particularly powerful for government-sector clients where recovery can represent significant financial upside.